Crash for Cash UK Top 20 Hotspots

Crash for Cash

Are you aware that organised gangs are staging car crashes to commit insurance fraud? As part of a national scam worth roughly £400m a year, criminals are orchestrating accidents to make fraudulent insurance claims, the profits of which are used to fund other crimes, including illegal firearms and drug smuggling.

Crash for Cash scams are not a victimless crime. As honest policyholders we pick up a collective bill for fraud through increased premiums. Are you happy giving fraudsters £50 of your money each and every year?

Contact Cheatline anonymously on 0800 422 0421 if you know anything about crash for cash scams or use their dedicated anonymous online form. Information about crash for cash scams cannot be accepted by Crimestoppers, instead the dedicated Cheatline telephone number or anonymous online form should be used.

Cheatline is an anonymous fraud reporting service powered by Crimestoppers.

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Induced Incident – How it works
  • The Frame – the car in front slams on its brakes for no obvious reason giving the victim no time to prevent a collision.
  • The Blame – they insist that it’s the victim’s fault and give them their name and address and the details of their insurance company, sometimes already written down on a piece of paper.
  • The Claim – A few weeks later (though sometimes longer) the victim will receive a letter from their insurance company notifying them of a grossly exaggerated claim including the costs of a recovery vehicle, car hire and whiplash injuries to passengers, none of which actually happened.
Insurance Fraud Bureau report

You can find out more in a report published by the Insurance Fraud Bureau (IFB)

Induced Accidents

‘Crash for Cash’ fraudsters are “gambling with the lives of UK motorists” and costing honest policyholders nearly £400 million every year, according to a report published by the Insurance Fraud Bureau (IFB).


The IFB was set up in 2006 to clamp down on organised insurance fraud – to disrupt criminal gangs and protect consumers from the effects of fraud. You can find out more about the IFB on their website.

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